A Washington State ABLE Savings Plan allows people with eligible disabilities to save for their everyday needs, invest in a tax-free account and prepare for the future without losing their state or federal benefits. Washington State ABLE Savings Plans are easy to open and simple to manage. Individuals can make direct contributions and can also make payroll contributions through the ABLE to Work program. Friends and family members can also easily contribute to ABLE accounts. Washington State ABLE empowers individuals with disabilities to save for qualified expenses and invest in their future.